iGaming, casino, forex, crypto — accepted across 36 SEPA countries. SEPA Direct Debit, SEPA Instant, iDEAL, Giropay, Bancontact, and open banking PSD2. MGA, UKGC, Curaçao, Isle of Man, Gibraltar licences supported.
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From Portugal to Finland, Malta to Iceland — FalconPay's SEPA rail serves the entire Single Euro Payments Area, with local rails on top for country-specific flows.
The two core SEPA flows every iGaming operator needs. We handle mandate management, IBAN validation, reason code routing, and SEPA Instant upgrades where banks support it.
Mandate-based recurring collection across 36 SEPA countries. B2C Core scheme with 8-week dispute window, B2B scheme with no consumer reversal. Mandate storage and pre-notification handled by our platform.
EUR payouts to player bank accounts across SEPA. Standard SCT settles same-day or next-day; SEPA Instant Credit Transfer (SCT Inst) settles in under 10 seconds to SCT-Inst-enabled banks — ~75% of European banks now support it.
SEPA is the baseline, not the whole story. Each SEPA country has its own dominant payment method, and skipping them costs you 20–40% of conversion. FalconPay gives you every one through a single integration.
#1 Dutch payment method. Used by 70%+ of Dutch online shoppers. Bank-guaranteed payment with real-time confirmation.
Giropay via German online banking. Sofort for direct bank-account-to-merchant flows. Cards are secondary in DE.
Belgium's dominant debit network. 90%+ of Belgian debit cards carry Bancontact. Mobile app-based authentication.
Electronic Payment Standard — Austria's online banking payment method. Wide bank coverage, real-time settlement.
Mobile-first payment via 6-digit code from banking apps. Most popular method for Polish online gaming deposits.
MB WAY mobile wallet (6M+ users). MultiBanco for offline cash-via-ATM deposits — critical for unbanked Portuguese players.
Swish for mobile P2M payments (8M+ users). Trustly for direct bank-account payments — dominant in Nordic iGaming.
Vipps for mobile payments (4M+ users). Trustly for online bank payments. Cards widely used alongside both.
PSD2 opened up European bank APIs for licensed payment institutions. FalconPay uses that access to offer open banking payments — direct account-to-account transfers authenticated by the player's bank, with no card networks in the middle. Result: no chargebacks, lower fees, higher approval rates.
Player selects their bank at checkout, authenticates with Strong Customer Authentication (SCA) in their banking app, and the bank pushes the payment directly to your merchant account. Settlement is typically real-time on SEPA Instant rails.
Your licence is the gate to European markets. These are the regulators whose licensed operators we actively onboard — many of whom switched from payment processors that pulled out of iGaming in 2024–2025.
Europe's most established iGaming licence. Class 1 and Class 2 operators supported. Strong AML/CFT framework recognised across SEPA.
Remote Operating Licence holders supported. GBP processing available alongside SEPA EUR for dual-market operators.
Most common licence for international iGaming operators. We onboard Curaçao-licensed operators targeting SEPA markets under enhanced due diligence.
OGRA licence holders supported. Respected jurisdiction for European iGaming with strong regulator relationships.
Gibraltar licence holders approved — especially operators serving the UK and other English-speaking European markets.
Estonian remote gambling licence is a cost-effective path to EU-licensed operation. Fully supported with SEPA EUR processing.
iGaming, casino, forex, crypto — across 36 SEPA countries with one integration. 48-hour approval. SEPA Instant settlement. Local payment methods in every market.