🇮🇳 Razorpay or Cashfree declined your gaming platform? FalconPay still approves — get started in 48 hours →

🇮🇳 India's #1 High-Risk UPI Payment Gateway

India's Payment Gap
is Your Competitive Edge.
If You Move Now.

Razorpay, Cashfree, and PhonePe withdrew from high-risk verticals. FalconPay fills the gap — processing UPI at 98.5% success for iGaming, fantasy sports, forex, and crypto platforms in India.

98.5% UPI success rate
48-hour approval
INR settlement
India UPI Gateway Application

Start Accepting UPI Payments

Approved in 48 hours. Our team responds within 4 business hours.

Encrypted. Never shared with third parties.

India UPI adoption across metros
UPI P2M flow: Player app to NPCI Switch to merchant settlement
Declined by
Razorpay
Cashfree
PhonePe Business
Paytm for Business
Switch to
FalconPay — Approved
India Market Context

What changed in India — and why it matters to you

The 2025 regulatory shift created a gap that mainstream processors ran from. FalconPay ran toward it.

2025 — Regulatory Shift

India's gaming regulation overhaul

The Indian government introduced new skill-based gaming frameworks. Dream11, MPL, WinZO, and My11Circle paused real-money operations to comply. The regulatory uncertainty caused mainstream processors to apply blanket bans.

2025 — Processor Withdrawal

Razorpay, Cashfree & PhonePe exit high-risk

Facing RBI pressure and reputational risk, India's three largest payment gateways withdrew from iGaming, fantasy sports, forex, and crypto verticals. Thousands of compliant merchants were left without a payment processor overnight.

2026 — The Opportunity

Compliant operators are rebuilding — and need UPI

Skill-based gaming operators that meet the new compliance frameworks are relaunching. They urgently need a payment processor that understands this space and has direct UPI banking relationships. That is FalconPay.

UPI Coverage

Every UPI app your Indian players use

Full UPI ecosystem coverage via direct banking relationships — not aggregator routing.

G

Google Pay (GPay)

India's largest UPI app by volume

Pe

PhonePe

350M+ registered users

Pt

Paytm

100M+ active UPI users

B

BHIM

Government-backed UPI app

A

Amazon Pay

Growing UPI user base

S

Samsung Pay

Android UPI integration

+

100+ Bank Apps

HDFC, SBI, ICICI, Axis & more

UPI AutoPay

Recurring mandates supported

Indian Verticals We Serve

Built for India's high-risk operators

Where mainstream processors say no, FalconPay says yes — for compliant operators.

🎮

iGaming & Online Casino

International casino platforms targeting Indian players via UPI deposits. Full UPI stack, multi-currency settlement, and chargeback management.

✓ Actively Approving
🏏

Fantasy Sports

Dream11 alternatives, My11Circle competitors, and new skill-based gaming platforms rebuilding under the 2026 compliance framework.

✓ Actively Approving
📈

Forex & Trading Platforms

Indian forex brokers and trading platforms requiring UPI for client deposits. RBI-aligned processing with full audit trails.

✓ Actively Approving

Crypto Exchanges

INR on-ramp for crypto exchanges and Web3 platforms via UPI. Instant INR-to-stablecoin settlement available.

✓ Actively Approving
🎯

Skill-Based Gaming

Card games, rummy, poker, and skill-gaming platforms operating under the new Indian gaming regulatory framework.

✓ Actively Approving
🔗

Fintech & Lending

High-risk fintech platforms, BNPL operators, and alternative lending businesses requiring Indian payment infrastructure.

✓ Actively Approving
India Performance

Numbers that matter to Indian merchants

98.5%
UPI success rate
48 hrs
Approval time
100+
Indian banks connected
T+1
INR settlement
0%
Setup fees
Gateway Comparison

FalconPay vs mainstream Indian gateways

See why high-risk merchants in India have no real alternative to FalconPay.

Feature FalconPay Razorpay Cashfree PhonePe Business
Approves iGaming merchants ✓ Yes ✗ No ✗ No ✗ No
Approves fantasy sports (real-money) ✓ Yes ✗ No ✗ No ✗ No
Approves forex platforms ✓ Yes ⚠ Limited ✗ No ✗ No
UPI success rate 98.5% ~80% ~78% ~75%
Stablecoin settlement ✓ USDT / USDC ✗ No ✗ No ✗ No
Approval time 48 hours 3–5 days 3–7 days 5–10 days
Chargeback management ✓ Fully managed ⚠ Self-serve ⚠ Self-serve ✗ Limited
From Indian Merchants

What India's high-risk operators say

"Razorpay shut us down with 48 hours notice after 2 years. FalconPay had us back processing UPI within 3 days. The success rate is genuinely 98% — we track every transaction."

AK
Arjun K.
Founder, Fantasy Sports Platform · Mumbai

"We tried 4 Indian payment gateways before FalconPay. None would touch our forex platform. FalconPay approved us, gave us a dedicated account manager, and the integration took 2 days."

SR
Suresh R.
CEO, Forex Trading Platform · Bangalore

"The ability to settle in USDT while accepting INR via UPI is a game-changer for our cross-border operations. No other Indian gateway offers this."

NP
Neha P.
Head of Finance, Crypto Exchange · Delhi
FAQ

India payment gateway questions answered

Which payment gateways work for high-risk merchants in India?
Most mainstream Indian payment gateways — Razorpay, Cashfree, PhonePe Business, and Paytm — have withdrawn from high-risk verticals including iGaming, fantasy sports, forex, and crypto. FalconPay is one of the very few processors actively approving and serving these merchants in India as of 2026.
Can Indian iGaming and fantasy sports platforms use UPI?
Yes. FalconPay processes UPI payments for compliant iGaming and skill-based fantasy sports platforms in India. We work with operators who meet applicable state and central gaming regulations, delivering a 98.5% UPI success rate via direct banking relationships.
Why did Razorpay and Cashfree stop supporting gaming merchants?
Following RBI pressure and the 2025 gaming regulation changes, Razorpay, Cashfree, and PhonePe applied blanket bans on iGaming, real-money gaming, and other high-risk categories. They withdrew regardless of individual merchant compliance status. FalconPay stepped in specifically to serve this gap.
What is FalconPay's UPI success rate for Indian merchants?
FalconPay achieves a 98.5% UPI success rate through direct banking relationships, intelligent routing across multiple UPI acquiring banks, and real-time retry logic. This is significantly above the industry average of 70–80% seen with mainstream gateways.
How fast can I get approved for UPI processing in India?
Most Indian high-risk merchants are approved within 48 hours of submitting complete documentation — business registration, GST certificate, KYC documents, and platform compliance details. There are no blanket rejections based on industry vertical.
Does FalconPay support INR and stablecoin settlement?
Yes. FalconPay supports INR settlement via direct bank transfer on a T+1 basis. Merchants who operate cross-border can also settle in USDT or USDC stablecoins, eliminating FX volatility. Same-day INR settlement is available for high-volume merchants.
Which UPI apps does FalconPay support in India?
FalconPay supports all major UPI apps: Google Pay (GPay), PhonePe, Paytm, BHIM, Amazon Pay, Samsung Pay, and 100+ bank-native UPI apps including HDFC, SBI, ICICI, and Axis Bank. UPI AutoPay (recurring mandates) is also supported.
Related Resources

More on India payment processing

Apply Now

India's high-risk merchants
deserve payments that work.

Join hundreds of Indian iGaming, fantasy sports, and forex operators processing with FalconPay. 98.5% UPI success rate. INR settlement. 48-hour approval.

98.5% UPI success rate
48-hour approval
No setup fees